by Daniel Nkado
Feeling low or anxious is a normal response when you don’t have enough money or are struggling with debt.
Money stress can affect everything from your job, marriage and interaction with people.
These top 8 tips will help you cope better with your money worries:
1. Stay active
Don’t let money worries stop you from living life. Please read this previous post from me.
Keep seeing your friends, keep your CV up to date and try to keep paying the bills. If you have more time because you’re not at work, take up some form of exercise – it can improve your mood if you’re feeling low.
2. Face your fears
If it looks like you’re going into serious debt, get advice on how to prioritize your debts. When people feel anxious, they sometimes avoid talking to others.
3. Alcohol does not help
Don’t ever make the stupid mistake of thinking you can drink your money problems away. Turning to alcohol during a financial crises will only worsen the situation and will very likely to land you in more debt issues!
4. Avoid vain people
You will soon realize who your true friends are when you are broke. Immediately stay away from friends who are only interested in what you have and not who you are. Realize that materials and property does not define you — your personality does.
5. Eat healthy
Stay away from drugs and be sure to eat as healthily as possible. Fortunately, it is actually cheaper to maintain a healthy diet of simple proteins, fruits and vegetables than otherwise.
6. Avoid crime
Money problems could easily tempt you into doing illegal stuff to make ends meet. Know that it is not true that crime would solve your money problems. It never will and will only complicate issues for you.
7. Know that you are not alone
Don’t be fooled, many people in their 20s and 30s are struggling. You are not alone. Everyone’s in the midst of figuring it out, so keep those people around you to confide in, vent with, and to exchange advice.
8. Realize there is hope
Money problems like most problems will end. Most billionaires you see today were once broke. Learn to draw inspiration from other people’s stories. Learn to find happiness in the little things!